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Gulf Final Settlement Checker

For private-sector workers leaving a job in Saudi Arabia or the UAE. Every line shows the article of the labour law it comes from. Qatar is being verified.

1. Where and when you worked

Country

Saudi Arabia United Arab Emirates (federal Labour Law: mainland and most free zones) Qatar (being verified)

First day of work

Last day of work

Both days count as service.

2. Your last monthly wage

Basic monthly wage

Without housing, transport or other allowances. The UAE gratuity and leave pay use this figure.

Total monthly wage

Basic wage plus the allowances in your contract. Saudi end-of-service and leave pay use this figure.

3. How the job ended

Choose the closest

The employer ended the contract (not for misconduct) The fixed-term contract ended and was not renewed I resigned I left because the employer broke the contract or the law (Saudi Article 81, UAE Article 45) Saudi only: I left for force majeure, or (female worker) within 6 months of marriage or 3 months of giving birth I was dismissed without notice for a reason the law lists, such as misconduct (Saudi Article 80, UAE Article 44)

4. What you are still owed (leave blank if nothing)

Months of wages not paid

Use decimals for part months, for example 0.5 for half a month.

Unused annual leave days

Leave you earned, including this year's share, minus the days you took.

Unpaid overtime hours

Hours worked beyond your normal hours and not yet paid.

Normal working hours per day

Needed only if you enter overtime. Use the hours in your contract.

UAE only: of those overtime hours, how many were between 10 pm and 4 am?

These get a higher rate, unless you work shifts.

UAE only: days of unpaid absence

Unpaid days off are not counted as service in the UAE.

What a final settlement includes

When a job ends, the employer owes four things on top of anything else in your contract: the end-of-service award (Saudi Arabia) or gratuity (UAE), any wages not yet paid, pay for annual leave you did not take, and overtime that was never paid. This tool works out each one and shows the article it comes from. It does not add notice pay, compensation for unfair dismissal, air tickets or other contract benefits.

Saudi Arabia: the formula

End-of-service award: half a month's wage for each of the first five years and a full month's wage for each later year, on the last wage. Part years count in proportion, and there is no minimum service (Labor Law, Article 84). "Wage" means the actual wage: basic pay plus allowances (Article 2). Your contract may leave out commissions (Article 86).
If you resign: nothing for under 2 years of service, one third for 2 to 5 years, two thirds for more than 5 and under 10 years, and the full award for 10 years or more (Article 85). You keep the full award if you leave because of force majeure, or as a female worker within 6 months of marriage or 3 months of giving birth (Article 87), or if you leave because the employer broke the contract (Article 81).
No award if you are dismissed in a case listed in Article 80, such as misconduct or dismissal during probation.
Unused leave: your wage for the leave days you earned but did not take, including the share for part of the final year (Article 111). The tool uses daily wage = monthly wage ÷ 30, because the law counts a month as 30 days (Article 2).
Overtime: the hourly wage plus 50% of the hourly basic wage for each overtime hour (Article 107). Since 19 February 2025 the parties may agree on paid time off instead.
When: within one week of the end of the contract, or two weeks if you ended it (Article 88).

Worked example: total wage SAR 10,000 (basic 6,000), 7 years of service, resigned, 2 months unpaid, 15 leave days, 20 overtime hours at 8 hours a day. Full award = 5,000 × 5 + 10,000 × 2 = 45,000, and two thirds on resignation = SAR 30,000. Unpaid wages = 2 × 10,000 = SAR 20,000. Leave = 15 × 10,000 ÷ 30 = SAR 5,000. Overtime = 20 × (41.67 + 50% of 25.00) = SAR 1,083.33. Total SAR 56,083.33.

UAE: the formula

Gratuity: for foreign workers with at least one year of continuous service, 21 days of basic wage for each of the first five years and 30 days for each later year. Part years count in proportion, unpaid absence does not count, the last basic wage is used, and the total is at most two years' wage (Federal Decree-Law No. 33 of 2021, Article 51(2) to (6)). The gratuity is the same however the contract ends: resignation does not reduce it.
Daily wage: the law sets the number of days but not how to turn a monthly wage into a daily wage. The tool divides the monthly basic wage by 30, the usual practice, and also shows the figure using a 365-day year.
Unused leave: pay for the leave days you earned but did not take, on the basic wage (Article 29(9)).
Overtime: the basic hourly wage plus at least 25%, or at least 50% for hours between 10 pm and 4 am, except for shift workers (Article 19(2) and (3)).
When: all dues within 14 days of the end of the contract (Article 53).

Worked example: basic wage AED 7,000 (total 11,000), 7 years, resigned, 1 month unpaid, 10 leave days, 14 overtime hours of which 4 at night, at 8 hours a day. Gratuity = (21 × 5 + 30 × 2) = 165 days × 7,000 ÷ 30 = AED 38,500. Unpaid wages = AED 11,000. Leave = 10 × 233.33 = AED 2,333.33. Overtime = 10 × 29.17 × 1.25 + 4 × 29.17 × 1.5 = AED 364.58 + 175.00. Total AED 52,372.91.

Qatar: being verified

We have not yet confirmed the Qatar Labour Law (Law No. 14 of 2004, as amended) against its official text, so the tool does not calculate a Qatar settlement. It will be added only after every rule is checked.

This is not legal advice. It is an estimate based on what you enter and the law as checked on the date below. Your contract or company rules may give you more. Check with the labour ministry (HRSD in Saudi Arabia, MOHRE in the UAE) or a lawyer before you make a claim.

Frequently asked questions

Is the Saudi end-of-service award on basic or total salary?

On the last total wage. The Saudi Labor Law defines "wage" as the actual wage, which is the basic wage plus allowances (Article 2). Your contract may leave out commissions and other wage parts that go up and down (Article 86).

Is the UAE gratuity on basic or total salary?

On the last basic wage only, without allowances (Article 51(5)). Unpaid wages are owed in full, including allowances.

Do I lose my gratuity if I resign?

In the UAE, no: Article 51 gives the same gratuity after one year, however the contract ends. In Saudi Arabia, resignation reduces the award: nothing under 2 years, one third for 2 to 5 years, two thirds for more than 5 and under 10, and the full award from 10 years (Article 85).

Do you store what I enter?

No. The calculation runs in your browser and nothing is sent to us or saved.

Last verified: 16 October 2026. Sources: Saudi Labor Law, Royal Decree No. M/51 (English translation published by HRSD), Articles 2, 80, 81, 84–88, 90, 107, 109 and 111; HRSD: Article 107 overtime, with time off in lieu; HRSD: amendments in force from 19 February 2025 (Royal Decree No. M/44); UAE Federal Decree-Law No. 33 of 2021 with amendments (MOHRE), Articles 1, 8, 17, 19, 22, 29, 43–45, 51 and 53; UAE Government portal: end-of-service benefits (part-time: Cabinet Resolution No. 1 of 2022, Article 30).